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AT&T has posted an AT&T iPhone page about the iPhone. On the website you can find information on the overview, specs, plans, and some FAQs of the IPhone. On the FAQ tab, some important questions about the warranty, insurance, corporate discount and return policies are answered:

• SIM card -iPhone includes a pre-installed SIM card (no swapping out of SIM cards)
• Activations – activations should happen within a few minutes of selecting your plan. If there are any questions around your account status or credit, there may be delays in activation.
• Billing – Wireless service will be billed from AT&T. Additional content purchases from iTunes such as music, videos, and movies will be billed from iTunes
• Return policy – Apple branded equipment is covered by a 14-day return policy and must be returned to the original point of purchase. Opened Apple branded equipment that is returned within 14 days will be subject to a 10% open box restocking fee.
• Phone Insurance -  iPhone is ineligible for the Wireless Phone Insurance program offered to AT&T customers. iPhone is covered by the Apple Warranty.
• Business Customers? – iPhone and associated wireless service are not eligible for corporate discounts and are available only to consumer accounts.

For more FAQs visit AT&T’s iPhone FAQ

Source: AT&T