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yes i think on wm2003, definitely on wm2003se has .net cf framework installed, although for pocket pc 2002 you have to install it.
The Sp3 are fixes to certain issues, and because it got released last month it would have been a while after dell finished their rom update. (and even then, they may not of updated then)
As such, if you install sp3 it will take up more storage space 8|
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