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usually a file with MRU in it is Most Recently Used list from something like your browser or maybe word or excel. you could probably. resolve it in either direction without worrying about it. the settings.txt is a txt file so you can open it and see what it is from. Xelkos' idea is also how I would try to resolve it if I couldn't figure it out. I would stress BACKUPS,BACKUPS,BACKUPS! before you delete anything though.
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