Starrider,
I was just getting ready to post the same response to you. I just figured it out. In case someone else reads our post:
F.Y.I You need to download microsoft reader onto your PC first. You can do so at
www.microsoft.com/reader/downloads/pc.asp
From there you can go to
www.ebooks.com and they have it posted, step by step, how to transfer your ebook from your PC to your handheld. :)