Some thoughts, I think 3rd party apps is the answer to most, unfortunately. I, too, am disappointed with the built in apps. They are MS apps and don't even come close to their PC counterparts.
1. Stupid minimize button that looks like a close button. I know I can reconfigure it to close but then how would I minimize?
There is an app out there that lets you choose. For example, clicking the X minimizes, while holding it down brings up a menu that lets you close. I think it was spb pocketplus, but it's been a while.
3. No taskbar to quickly see and switch between open programs.
You can use iTask for this, or the start menu for your most recent. There are also several other 3rd party taskbar apps.
5. Can't save a picture (or much else for that matter) in PIE.
3rd party app, blah, blah
8. Lock ups at least twice a day. Once in two weeks of use required a hard reset after loading a web site (equivalent to a total reformat and install on a regular PC).
This is not normal. Something else is causing this, not SE.
9. Can't easily change the desktop picture without taking a tutorial from this forum.
I didn't think it was that hard
10. Pocket Word doesn't load any of my Word 2003 invoices correctly. Not even CLOSE to correctly.
See above. If you want to drop some cash, but get Word/Excel apps that really work...try PlanMaker and Textmaker.
12. Can't install 99% of programs without a host computer and activesync.
I'd say it's closer to 90%, but that is the developer's fault, not SE.
14. PIE puts all temporary internet files directly into main memory, eating up RAM.
Clean it out more often. You can also change the registry for how much it keeps and where. There are also other apps that will change these settings for you (MemMaid and Tweaks2k2 come to mind).
15. No swap/page file to help deal with memory.
Just because it doesn't have a file for this doesn't mean it doesn't handle temp memory in the same way.
16. No support for multiple users. My g/f likes to play that puzzle game and I'd rather she did it on a limited account.
If you were a good bf, you would buy her an ipaq
