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Old 04-04-06, 05:31 AM   #1 (permalink)
boicraig
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Sleep I just overdrew my checking account.
Title says it all

What a way to start my day...this should be with my "Poor Students" thread.
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Old 04-04-06, 07:22 AM   #2 (permalink)
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Not to worry - it happens to most of use when we are starting out - just try not to take the overdraft for granted
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Old 04-04-06, 07:54 AM   #3 (permalink)
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As long as the service charge are $0 you should be fine. It happen here to more than once. DO NOT REPEAT
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Old 04-04-06, 09:46 AM   #4 (permalink)
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They are 30$ a piece! I did it twice! :(
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Old 04-04-06, 09:50 AM   #5 (permalink)
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I remember once, back when I was getting started - I wrote a $10 check for some groceries. The bank bounced it THREE TIMES before I could get my paycheck into the account, to the tune of $9 each bounce for a total of $27 bank charges against a $10 check!

Sheesh ... the bad old days.

-CB
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Old 04-04-06, 09:53 AM   #6 (permalink)
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Maybe I can go plant a dollar in the backyard? Give it some water...
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Old 04-04-06, 09:55 AM   #7 (permalink)
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I did that a lot, but I learned how to avoid it with SPB Finance.
I was never a money person, but with my Axim, I learned to manage my checkbook.
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Old 04-04-06, 03:02 PM   #8 (permalink)
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My wife and I have seperate checking accounts at the same bank. Due to the miracle of online banking I was able to spot a potential overdraft on her account and transfer money from mine to cover it before getting socked with check fee...

...only to find the next day that she had also written a check on my account (since her balance was low) and forgot to tell me about it. It bounced.
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Old 04-04-06, 05:23 PM   #9 (permalink)
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That really sucks! Honestly, I can't sympathize with you because I have never overdrawn my account but I can imagine that it isn't very pleasant. Sorry.
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Old 04-05-06, 01:32 AM   #10 (permalink)
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Well I now own SPB Finance...
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Old 04-05-06, 01:35 AM   #11 (permalink)
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I'm turing 22 next week, and have never overdrew my account.

Most people I know have done it atleast once. Just don't make a habit of it.
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Old 04-05-06, 01:35 AM   #12 (permalink)
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I'll be 21 in May :D
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